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Online Merchant Transaction Services

At NHB, we can set up your business to accept secure payments Online and in real time. You're now able to accept secure payments from your customers 24 hours per day, 365 days per year and it's all fully automated. You can accept, verify, authorize, and process credit card payments online in real-time. We can create the order forms for your web site.

How Your Online Merchant Account Works

A customer wants to buy your product or service. With a simple click of their mouse they access your Online Payment Processing Page. Your Customer then completes an order form on your web site*, securely providing credit card information. The completed form is submitted via our secure server for verification. You receive real-time online authorization from our server. E-mail confirmation is immediately sent to you and to your customer. Your Customer's credit card account is debited; and the funds are deposited directly into your bank account.

*If you do not already have a web site, we offer many design options to fit your needs and budget.

Real Time Processing of Transaction

We allow you to process virtually any major credit card. Including Visa, Mastercard, American Express, Discover and more. Real-Time Credit Card Verification is the most advanced, secure, and reliable method for accepting credit cards online. Our program enables you to verify and process credit card orders immediately in what's called "real-time". Your customers access your payment interface right from your web site and fill out the necessary information. They press submit and their credit card is processed immediately. You can also process data from our online manual order entry interface to charge an offline client or to credit a clients account. Our advanced technologies also can enable you to accept business and personal checks using the same web interfaces.

No Hardware or Software Required

Your Merchant Processing System is quickly and easily integrated into your existing web application and works with your existing online order forms, or we can customize one for you personally. No software or hardware is required by you or your customers! We setup your services on your site, we integrate with your existing Merchant Account, and fully handle the integration for you. When we're done, you're ready to process transactions immediately.

Detailed Reporting

Detailed reports are generated showing the customer information for each order. The reports are sent to you on a daily basis via e-mail. They also include an attached tab-delimited report file of all orders. This file can be imported directly into your accounting system. These reports eliminate the time spent matching payments with orders. You will have access to all transaction data stored in our client database system with easy browser interface to access and utilize the data. You also have browser interfaces for manual order entry and online access to customer accounts to process a credit. Call NHB today for more information.